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SR22 Insurance Requirements in Alabama
A driver may need to purchase SR-22 insurance for a variety of reasons. For example, an uninsured driver that was involved in a crash of any kind would be required to provide proof of financial responsibility in the form of a SR22 certificate.
In addition, if a driver could not produce proof of insurance after an accident they would have their registration suspended and they would be required to pay a reinstatement fee and provide an SR22 filing for a period of 1 year.
Auto Insurance Requirements in Alabama
All vehicles on the roadways of Alabama must be covered by a minimum liability policy, Motor vehicle liability bond, or deposit of cash. When a driver applies for their vehicle registration, they must present proof of insurance. In addition, if a driver is pulled over by a law enforcement officer, the driver must be able to provide proof of insurance to the law enforcement officer. The following amounts represent the minimum legal liability insurance requirements in the State of Alabama:
Minimum Insurance Coverage Requirements in Alabama
- $20,000 – For bodily injury to or Death of any one person in a single motor vehicle accident
- $40,000 - To Cover Two Individuals
- $10,000 – For Property Damage
