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SR22 Insurance Requirements in California

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An individual may be required to file for SR22 car insurance for a variety of reasons. If your license has been suspended and you are allowed a restricted license by the court, an SR22 insurance form may be required. The SR22 in California is also known as a " California Proof of Insurance Certificate"

If your auto insurance is cancelled for any reason in the State of California, you will need to file for new insurance within 45 days. The cancellation of your insurance will be reported by the insurance company to the California Department of Motor Vehicles. If you were involved in an accident without car insurance and your license was suspended you may be eligible for a restricted license. One of the prerequisites for driving while your license is suspended (if allowed by the court) is to file proof of financial responsibility in the form of SR22 car insurance.

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Auto Insurance Requirements in California

Like many states, the State of California requires all vehicles to be covered by a minimum amount of liability insurance. Insurance companies in California are required by law to report to the state the insurance status of a vehicle. You are required to provide proof of insurance in California during the first-time registration of a vehicle, or when you renew your vehicle registration.

The minimum amount of liability insurance required in the State of California are listed below.

  • $15,000 - For The Injury or Death of any One Person
  • $30,000 - For The Injury or Death to More than One Person
  • $5,000 - Property Damage

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