In the State of Connecticut, a person may be required to file a SR22 financial responsibility certificate for a variety of reasons. This certificate is independent of your typical automobile insurance policy. Connecticut SR22 insurance is required by all drivers that have had their driver license suspended regardless of the reason for the suspension.
A driver that has had their license suspended may not receive reinstatement of their driver license until they have filed a Connecticut SR22 Certificate of Financial Responsibility.

Car Insurance Requirements in Connecticut
The State of Connecticut requires that all vehicles maintain continuous insurance coverage. If you have a vehicle that is registered in the State of Connecticut and your insurance is cancelled or allowed to lapse, the insurance company will notify the Connecticut Department of Motor Vehicles and a warning notice will be sent to the person who registered the vehicle.
All drivers must carry a minimum amount of coverage that includes protection against uninsured motorists, bodily injury liability and property damage liability. You must present your current State of Connecticut Insurance Identification Card when you are registering your vehicle. The numbers below reflect the minimum amount of coverage required to be legally insured in the State of Connecticut
Minimum Auto Insurance Coverage Requirements in Connecticut
- $20,000 Bodily Injury Per Person
- $40,000 Bodily Injury Per Accident
- $10,000 Property Damage Per Accident





