Like many States, the State of Delaware requires all drivers to maintain a minimum amount of liability insurance. If a driver is stopped by a law enforcement officer, they must be able to provide proof of insurance. The penalty for being caught without liability insurance is $1,500 minimum on the first offense and $3,000 for a second offense.
Acceptable proof of insurance is your State of Delaware Insurance Card or a binder written within 30 days of issue from your insurance company with the insurance company's letterhead on the document.
Minimum Auto Insurance Coverage Requirements in Delaware
- $15,000 – For the Injury or Death to any One Person
- $30,000 - For Total Injuries or Death per Collision
- $10,000 – For Property Damage
Personal Injury Protection
- $15,000 - For Any One Person Involved in a Single Accident
- $30,000 - To All People Involved in a Single Accident
- $5,000 - Included for Funeral Expenses
