Like many other States, the State of Florida may require SR22 or FR44 Insurance for a variety of reasons. An SR22 is certified proof of liability insurance by an insurance company licensed in the State of Florida . All drivers in the State of Florida are required to maintain minimum coverage as specified below.
If a driver is involved in an accident and does not have the minimum liability insurance required in the State of Florida or their license is suspended for other reasons, they may be required to obtain an SR22 or FR44 form and certify their insurance. An FR44 may be required if a driver is involved in an alcohol related offense.
Florida Car Insurance Requirements
The State of Florida requires both personal injury protection and property damage liability insurance for all drivers. If you fail to keep this insurance in the State of Florida the Department of Highway Safety may suspend your license ,vehicle tags and registration. The numbers below reflect the minimum amount of automobile insurance required in the State of Florida.
Minimum Auto Insurance Coverage Requirements in Florida
- $10,000 - Personal Injury Protection
- $10,000 - Property Damage Liability
State of Florida Website Insurance Links
Insurance Requirements in Florida
