New Jersey Auto Insurance
In the State of New Jersey Auto Insurance is a mandatory requirement. Penalties for failure to maintain auto insurance are rising and a driver may be fined, have their license suspended or face imprisonment for violating these insurance laws.
Currently in New Jersey a driver has the low cost option of what is known as a "Basic Policy". This policy offers less protection, but lowers the price of the car insurance. To compare New Jersey Auto Insurance rates or to compare New Jersey SR22 rates please type your Zip Code into the form below.
Minimum Auto Insurance Coverage Requirements in New Jersey
The coverage requirements for the New Jersey "Basic Policy" are listed below. Please keep in mind that the basic policy should be considered by those with few family responsibilities and assets as the coverage is minimal. If you want coverage above the basic policy any insurance agent will be happy to help you decide what is best in your particular case.
- Bodily Injury Liability - $10,000 (Not Included in Basic Policy but Available as an Option)
- Property Damage Liability - $5,000 (Available in Basic Policy)
- Personal Injury Protection - $15,000 (Per Person Per Accident)
- Permanent or Significant Injury - $250,000 (Defined in Policy)
